Leadership

Charles Brindamour is Chief Executive Officer of Intact Financial Corporation. IFC is the largest provider of property and casualty insurance in Canada, a leading provider of global specialty insurance, and, with RSA, a leader in the UK and Ireland. He began his career with Intact in 1992 and has held progressively senior roles, in Canada and abroad, within Intact and its former affiliates, including Senior Vice President of Personal Lines and Executive Vice President and Chief Operating Officer. Mr. Brindamour was appointed President and CEO in January 2008.

Under Mr. Brindamour’s leadership, the company became an independent and widely-held Canadian company in 2009 and two years later, acquired AXA Canada; at the time, the largest acquisition in the history of Canada’s property and casualty insurance (P&C) industry. In 2017, Mr. Brindamour grew the company’s presence further into the United States with the acquisition of OneBeacon Insurance Group, Ltd. In 2021, Mr. Brindamour successfully completed the acquisition of RSA Insurance plc, Intact’s largest acquisition to date, growing premiums from $12 to $20 billion.

Mr. Brindamour is a graduate of Université Laval in Actuarial Science and an Associate of the Casualty Actuarial Society. In May 2019, Mr. Brindamour received an honorary PhD from HEC Montréal. He is a board member of Intact Financial Corporation, the Geneva Association, the Canadian Imperial Bank of Commerce, and the Business Council of Canada.

Patrick Barbeau was appointed Executive Vice President and Chief Operating Officer in June 2021. In this role, Mr. Barbeau has global accountability for Claims, Technology and our two labs, the Intact Lab and the Data Lab.

From 2016 until his recent appointment, he held the role of Senior Vice President, Claims at Intact Insurance. In this role, Mr. Barbeau was responsible for all claims operations across Canada.

From December 2013 to April 2016, he was Senior Vice President of Personal Lines. Prior to that, Mr. Barbeau was Vice President of Personal Lines from 2011 to 2013. In that position, he was responsible for Personal Lines rating and underwriting for the Quebec region. As part of his duties, he was involved in the AXA Canada and Jevco integration activities.

Mr. Barbeau joined ING Canada in 2000 in the Actuarial department. He was appointed Manager of the Actuarial Department at belairdirect in 2003. In 2004, he became Vice President, Underwriting at belairdirect and later Vice President, Quebec Region, at belairdirect.

In 2008, Mr. Barbeau became Vice President of Marketing and Communications at belairdirect, and was promoted to Deputy, Senior Vice President of Marketing and Operations in Direct to Consumer Distribution for Intact in 2010.

Mr. Barbeau is a graduate of the Université de Laval à Québec holding an actuarial degree. He is also a Fellow of the Casualty Actuarial Society.

In June 2021, Frédéric Cotnoir was appointed Executive Vice President and Chief Legal Officer. In this role, Mr. Cotnoir is responsible for Intact’s legal, compliance, internal audit and corporate secretarial functions for the entire organization. Mr. Cotnoir join the Intact organisation in 2016 as Senior Vice-President, Corporate and Legal Services and Secretary.

Prior to joining Intact, Mr. Cotnoir was a partner at McCarthy Tétrault, where he practised law in the areas of mergers and acquisitions, corporate finance and securities laws, corporate governance and the regulation of financial institutions.

Frédéric has a law degree from Sherbrooke University and Queen’s University and a Masters in Law and Accounting from the London School of Economics.

Anne Fortin joined Intact in 2011 as Deputy Senior Vice President of Marketing, Direct Distribution, bringing to the company an extensive background in marketing, brand development, and digital experiences.

She subsequently became Senior Vice President of Marketing and Strategic Relationships (2013) and Senior Vice President, Sales & Marketing (2016). In these roles, she was responsible for fostering the growth of belairdirect across the country, and also for Anthony Insurance in Newfoundland and Labrador.

In January 2018, Ms. Fortin was appointed Senior Vice President, Direct Distribution, Intact Financial Corporation. In this position, she oversees all direct-to-consumer operations of Intact Financial Corporation in Canada, including those of belairdirect, Anthony Insurance and National Bank Insurance Auto │Home. In recognition of her success, Ms. Fortin’s profile has expanded in January 2019 as she adopted the responsibility of the national marketing operations under the title of Senior Vice President, Direct Distribution and Chief Marketing Officer.

In June 2021, Ms. Fortin was appointed to Executive Vice President, Direct Distribution and Chief Marketing and Communications Officer. She continues to oversee all direct-to-consumer operations in Canada while expanding her scope, overseeing global marketing and communications across the organization.

With a passion for social responsibility, in 2020 Ms. Fortin joined Breakfast Club of Canada’s Board of Directors to assist in their fight against food insecurity and spur positive, lasting change for children.

Prior to joining Intact, Ms. Fortin was Vice President and Managing Director of FCB, one of the world's largest networks of advertising and marketing communications agencies, heading their Montreal office. During her 18 years with the agency, she led marketing programs for clients in a wide range of fields including telecommunications, financial services and air transport.

Ms. Fortin holds an MBA from Concordia University and a Bachelor's degree in Occupational Therapy from the Université de Montréal.

In June 2021, Mr. Godfrey was appointed Executive Vice President, Global Specialty Lines. He oversees all operations in North America through Intact Specialty Solutions and in the United Kingdom and Europe through RSA Insurance. Prior to his current appointment, Mr. Godfrey held the role of Senior Vice President, Commercial Lines of Intact Insurance beginning in January 2020. He was responsible for our commercial lines’ product, pricing and underwriting strategies; increasing our competitiveness by bringing leading solutions to customers and brokers.

In May 2016, Mr. Godfrey was appointed Senior Vice President, Personal Lines. In this role, he was responsible for the evolution of Intact Insurance’s personal lines strategies and for increasing its competitive advantages in underwriting, pricing and product development. He played a critical role in improving the performance of our personal auto portfolio over this period.

He has held many roles within the company prior to his appointment in Personal Lines. He was Regional Vice President in Calgary where he was responsible for growing Intact Insurance’s business in Alberta. Mr. Godfrey was also the Deputy Senior Vice President of Claims for the West Division in Alberta, British Columbia and Manitoba. His other roles included Vice President responsibilities in claims, personal lines underwriting and actuarial services since joining the organization in 2001.

Mr. Godfrey obtained a Bachelor of Science degree from the University of Melbourne (Australia) in 1989 and a Graduate Diploma in Actuarial Studies from Macquarie University (Australia) in 1991. Since 1999, Mr. Godfrey is also a Fellow of the Institute of Actuaries of Australia.

In June 2021, Mr. Miller was appointed Chief Executive Officer of Intact’s Global Specialty Lines including operations in North America, through Intact Specialty Solutions, and in the United Kingdom, through RSA Insurance.

Mr. Miller joined Intact Financial Corporation in September 2017 as President of Intact’s North American specialty insurance business through the acquisition of OneBeacon Insurance Group, Ltd. Prior to the acquisition, he served as OneBeacon’s President and CEO since 2005.

Mr. Miller has over 40 years of experience in the property-casualty industry. He began his career in underwriting at Chubb in 1981, where he held roles of increasing responsibility. After 14 years, he joined the St. Paul Travelers, where he ultimately served as co-chief operating officer overseeing the company’s specialty business and field operations. Over his 10 years with the company, he held senior leadership positions in various specialty businesses and managed operations in the U.S., Canada and Europe. He joined OneBeacon in April 2005 as its Chief Operating Officer, and was appointed President and CEO in July 2005.

Mr. Miller earned a bachelor’s degree in political science from Allegheny College. He is a past Chairman and current member of both the American Insurance Association Board of Directors and the Insurance Information Institute Board of Directors, and a member of the P&C CEO Roundtable. Mr. Miller is also a past director of the Insurance Federation of Minnesota and the Science Museum of Minnesota, as well as the United Way of Massachusetts.

Werner Muehlemann was appointed to his current position of Executive Vice President and Managing Director of Intact Investment Management in June 2021. He oversees Intact Financial Corporation invested assets and capital position as well as corporate development. In his role, he is responsible for $40 billion of assets for Intact Investment Management, where he develops investment strategies and supervises the investment operations. In his role he also is responsible for guiding mergers and acquisitions opportunities in support of the company’s strategies and financial objectives. Mr. Muehlemann joined the Company in 1999 and has supervised the equity portfolio management team for nearly ten years. Over the years he has managed several equity mandates and implemented value added investment strategies. Mr. Muehlemann earned his Master in Finance from the University of Sherbrooke and is a Chartered Financial Analyst.

Carla Smith was appointed Executive Vice President in June 2021 to shape and drive Intact’s global strategies in three key areas. As the global CHRO, she advances Intact’s objective to be a best employer whose talents are future ready. As the Chief Strategy Officer, she develops and sustains Intact’s corporate strategy equipping the senior team to navigate important strategic decisions and trade-offs.

As the Head of Climate, she ensures that climate change is prioritized as a lens through which Intact manages its business, and that Intact capitalizes on opportunities to help customers and society adapt. Her career with Intact has spanned more than 20 years. She has held senior leadership positions throughout the organization including Intact Insurance, Claims, belairdirect, and Specialty Solutions. She also successfully guided the organization through several acquisitions and integrations during her time leading Corporate Development.  She is a Chartered Insurance Professional and holds a Global Professional Master of Laws from the University of Toronto, a Master of Business Administration from Queen’s University, and a Bachelor of Business Administration (Finance) from Simon Fraser University.