Intact Financial Corporation: Our Company Today

In Canada, Intact distributes insurance under the Intact Insurance brand through a wide network of brokers, including its wholly owned subsidiary BrokerLink, and directly to consumers through belairdirect. Intact also provides affinity insurance solutions through our affinity groups, travel insurance, as well as exclusive and tailored offerings through Intact Prestige.

In the U.S., Intact Insurance Specialty Solutions provides a range of specialty insurance products and services through independent agencies, regional and national brokers, and wholesalers and managing general agencies.

In the U.K., Ireland, and Europe, Intact provides personal, commercial and specialty insurance solutions through the RSA brands.

Our Early History

Intact has a long and proud Canadian history. We are one of Canada’s oldest companies. Our roots date back to 1809 when a group of business people formed the Halifax Fire Insurance Association, later known as the Halifax Insurance Company. In the late 1950s, following the post-war Dutch immigration, the Nationale-Nederlanden, then one of the largest insurance companies in the Netherlands came to Canada and acquired the Halifax Insurance Company.

Growing Across Canada & Around the World


Regional insurers

Acquired three well-known regional insurers - Commerce Group and Belair in Quebec, and Western Union in Alberta.


ING Group

Nationale-Nederlanden merged with NMB Postbank to create ING Group, one of the first bancassurance groups in the world.


ING Canada

We brought together the separate entities under the umbrella of ING Canada.


Guardian Insurance

Acquired Guardian Insurance’s business in Canada.


ING Insurance

Acquired Zurich Canada’s home, auto and small and medium business insurance portfolio. Halifax Insurance Company, Commerce Group and Western Union were later merged to form ING Insurance. Belair became the first company in North America to offer insurance products online under the name belairdirect.


Initial Public Offering

Acquired Allianz Canada. This was soon followed by our Initial Public Offering, and we started trading on the Toronto Stock Exchange with ING Group retaining 70% ownership.


Intact Financial Corporation

ING Canada became Intact Financial Corporation, with 100% of its common shares traded on the TSX following ING Group’s divestiture of its holdings.


AXA Canada

Acquired AXA Canada Inc., the 6th largest property and casualty insurance provider in the country.


Jevco Insurance Company

Acquired Jevco Insurance Company, a leading provider of specialty and niche insurance products for individuals and businesses in Canada.



Acquired Canadian Direct Insurance Inc. (CDI), a property and casualty insurance company providing direct-to-consumer personal insurance solutions throughout British Columbia and Alberta. CDI was subsequently integrated with belairdirect, expanding its operations from coast to coast.


OneBeacon Insurance Group

Acquired OneBeacon Insurance Group, Ltd.; a leading U.S. specialty insurer focused on small to midsize businesses. The transaction makes us a leading specialty insurer in North America with over C$2 billion in annual premiums.


On Side Restoration

Acquired a controlling interest of On Side Restoration, a leading restoration company, restoring damaged homes and businesses in Canada. Intact gained full ownership of On Side Restoration over a two-year period. The transaction strengthened repair and restoration services for personal and commercial property claims customers across Canada.


The Guarantee Company

Acquired The Guarantee Company of North America, a specialty lines insurer in Canada and the U.S., and Frank Cowan Company Limited, a managing general agent focused on specialty insurance.


On Side Restoration

Gained full ownership of On Side Restoration, a leading restoration company, restoring damaged homes and businesses in Canada, strengthening the repair and restoration services for personal and commercial property claims customers across Canada.


RSA Insurance Group

Together with Tryg A/S, Intact acquired RSA Insurance Group –- one of the world’s longest standing general insurers – expanding its operations to the UK, Ireland, and Europe through the RSA brands.