Board of Directors

Mr. Dussault is currently President of ACVA Investing Corporation which is a privately held investment company. Mr. Dussault has been Chairman of the Board of Directors of Intact Financial Corporation since January 1, 2008, and was President and Chief Executive Officer of the Company from 2001 to the end of 2007. Mr. Dussault has been a director of Intact Financial Corporation and its P&C insurance subsidiaries since 2000. He is a Fellow of the Canadian Institute of Actuaries and the Casualty Actuarial Society; he graduated from the Université Laval (Québec) with a Bachelor of Actuarial Science degree and has completed the Advanced Executive Education Program at the Wharton School of Business.

Claude Dussault , , , Chairman of the Board and President, ACVA Investing Corporation

Charles Brindamour is Chief Executive Officer of Intact Financial Corporation. Mr. Brindamour began his career with Intact in 1992 and has held progressively senior roles in Canada and abroad, within Intact and its former affiliates, including Senior Vice President of Personal Lines, Executive Vice President, and Chief Operating Officer, culminating with his appointment as President and CEO in January 2008.

Under Mr. Brindamour’s leadership, the Company became an independent and widely-held Canadian company in 2009 and two years later engineered the acquisition of AXA Canada; the largest acquisition in the history of Canada’s property and casualty insurance industry.

Charles Brindamour is a graduate of Laval University in Actuarial Sciences and an Associate of the Casualty Actuarial Society. He is a board member of Intact Financial Corporation, Hydro One Limited, the C.D. Howe Institute, Branksome Hall, and the Insurance Bureau of Canada. He is also a member of the Advisory Committee of the University of Waterloo’s Climate Change Adaptation Project, serves on the advisory board of Gibraltar Growth Corporation and is co-chair of Laval University’s “Grande Campagne”.

Charles Brindamour , , , Chief Executive Officer

Mr. Brouillette is currently President of Placements Beluca Inc. which is a privately held investment company. Since 2007, he has also been a director of White Mountains Insurance Group, Ltd., a Bermuda-domiciled financial services holding company listed on the New York Stock Exchange and the Bermuda Stock Exchange. He was, from April 2002 to September 2005, the Chief Executive Officer of ING Latin America. Prior to that time, Mr. Brouillette had been General Manager of ING Mexico and Chairman of the Executive Committee of ING Commercial America since 2001. Over the last 35 years, Mr. Brouillette has occupied several senior positions within the ING group of companies, including CEO of Intact Financial Corporation (formerly ING Canada Inc.) from 1993 to 2001. He is an Actuarial Science graduate of the Université Laval (Québec), a graduate of the Advanced Management Program of Harvard Business School and is a Fellow of the Canadian Institute of Actuaries and of the Casualty Actuarial Society. Mr. Brouillette has also been a director of our P&C insurance companies since 1989.

Yves Brouillette , , , Corporate Director and President, Placements Beluca Inc.

Mr. Crispin was, until retirement, a member of ING Americas Executive Committee, which is responsible for all of ING Group’s insurance, banking and investment management activities in North and South America. From 2001 until the end of 2007, when he retired, he was Chairman and Chief Executive Officer of ING Investment Management Americas and was responsible for ING Mutual Funds, ING Institutional Markets and ING Group’s insurance operations in Brazil, Chile and Peru. Prior to joining ING Group in 2001, Mr. Crispin was an Executive Vice-President of Massachusetts Mutual Life Insurance Company. Over the past 35 years, he has held senior positions with a number of major insurance and financial service companies. These include Travelers Companies where he was Vice Chairman and Lincoln National Corporation where he was Executive Vice-President and Chief Investment Officer. He has led a variety of units including investment, finance, distribution, international operations and technology. Mr. Crispin received a B.A. from Wesleyan University and an MBA from the University of Connecticut. He holds the Chartered Financial Analyst designation.

Robert W. Crispin , , , Corporate Director

Ms. Janet De Silva is currently the President & CEO of Toronto Region Board of Trade, arole she assumed in January 2015.Ms. De Silva has more than 10 years of leadership experience as CEO of Sun Life Financial’s business in Hong Kong and its Mainland China joint venture. She also co-founded and was CEO, from 2007 until 2010, of Retail China Limited, a company that worked with international retail brands operating their retail stores and managing franchises in China. Prior to her return toCanada, she was the Dean of Ivey Asia, leading the Hong Kong campus and MainlandChina operations of Ivey Business School at Western University. She also serves as adirector on the Board of Blue Umbrella Limited, a due diligence and risk managementservices provider and on the board of the Asian Corporate Governance Association.She has served terms as Chair and President of the Canadian Chamber of Commerce inHong Kong and Chair of Canada China Business Council, Beijing. In 2006, she wasnamed Asian Business Executive in the Stevie Awards for Women in Business, in 2007she was named one of Canada’s Top 100 Most Powerful Women, and in 2014 wasrecognized as a ‘‘Woman of Our Time’’ by the South China Morning Post for hercontribution to education in Hong Kong.

Ms. De Silva holds an MBA from the IveyBusiness School at Western University and a Doctor of Law honoris causa fromThompson Rivers University.

Janet De Silva , , , President & CEO of Toronto Region Board of Trade

Ms. Mercier is a professional director and her career encompasses more than 40 years of general management experience in the financial services, communications, integrated oil and forest products sectors. Ms. Mercier retired as the Chair of the Board of the Ontario Teachers’ Pension Plan at the end of 2014. From 1995 to 2003, Ms. Mercier headed her own management consulting firm, Finvoy Management Inc., specializing in financial strategy, restructuring and corporate governance issues. Prior to that time, she was Senior Vice-President and Chief Financial Officer of Abitibi-Price Inc. She holds an MBA from York University and a Master’s Degree in English from the University of Alberta. In 2010, Ms. Mercier received an honorary LLD from York University and in 2013, an honorary LLD from Wilfrid Laurier University. In 2011, she was ranked one of Canada’s Top 25 Women of Influence. In January 2013, Ms. Mercier was named to Canada’s Top 100 Most Powerful Women in the Accenture Corporate Directors category. She is also a Fellow of the Institute of Corporate Directors of Canada. Ms. Mercier was appointed a member of Intact Financial Corporation’s former Advisory Board in 1999.

Eileen Mercier , , , Chair of the Board, Ontario Teachers' Pension Plan

Tim Penner served as President of Procter & Gamble Inc. from 1999 to 2011, when he retired after 33 years with the company. He has extensive international experience, as Vice President of P&G’s Health and Beauty Care business in the UK and Ireland, and later as Vice President of P&G’s North American Tissue/Towel business in Cincinnati, Ohio. Throughout his career, he has served on various community, educational and professional committees. He currently serves on several boards, including the Board of SickKids Hospital, MaRS Innovation, Club Coffee and he is Chair of the YMCA of Greater Toronto. Mr. Penner is past Chair of both GS-1 and Food & Consumer Products of Canada. He served on the Board of the Youth Challenge Fund and was Chair of the United Way of Greater Toronto 2007 Campaign, after serving as Deputy Chair for 2006. Mr. Penner has also served as Honorary Chair for Career Bridge, a successful internship program that links qualified, professional-level immigrants with Canadian employers.

Timothy H. Penner , ,

Ms. Roy is Chancellor and Chair of the Board of Université de Montréal, the first woman to occupy these functions. Since September 2003, she is an invited Fellow at CIRANO, the Center for Interuniversity Research and Analysis on Organizations and was nominated Chair of the Board in December 2012. She was President of the Conseil des arts de Montréal from September 2006 to December 2012. She serves as a director of Power Financial Corporation, Montréal International and the Institute of Corporate Directors (ICD Quebec Chapter). Ms. Roy is also a consultant and a company director. During her career, she has been a director of Provigo Inc. until 1992, the Laurentian Bank of Canada until 1993, Videotron Ltée until 1997, and Domtar Corporation until 2007. She was President and Chief Executive Officer of the Montreal Urban Community Transport Commission until 1992, Executive Vice-President of Air France until 1997, President and Chief Executive Officer of Telemedia Communications Inc. until 2000 and Senior Vice-President of the International Air Transport Association until 2003. Ms. Roy earned a Bachelor of Science in Sociology from Université de Montréal. She holds a master’s degree (M. Sc.) and has completed doctorate studies in Sociology from the University of Wisconsin. She participated in several fundraising campaigns, including the Université de Montréal’s and several other cultural organizations. For her outstanding achievements in the economic, social and political fields, she has received numerous awards and distinctions, including the Concordia University Faculty of Commerce & Business Administration Award of distinction in 1988, the Université de Montréal’s Édouard-Montpetit Medal in 1992, the Public Forum’s Award Distinction in 1994, and the Federated Press award of Excellence in 2003. In 2009, she was named Officer of the National Order of Québec and in 2012, Officer of the Order of Canada. In 2013, Ms. Roy was named one of Canada’s Top 100 Most Powerful Women and in 2014 she received the Institute of Corporate Directors Fellowship Award.

Louise Roy , , , Chancellor and Chair of the Board, Université de Montréal and Invited Fellow, Center for Interuniversity Research and Analysis on Organizations

Mr. Singer is an Internet pioneer and entrepreneur whose career and philanthropic accomplishments have spanned a broad range of sectors from media, education, arts, science and veteran affairs. He is currently CEO of Echo360 which provides a next generation educational software platform to help over 500 institutions in 30 countries deliver better educational outcomes. Previously, Mr. Singer was a Senior Advisor to Masayoshi Son, President and CEO of Softbank Corporation in Japan and was also active as a venture partner at Softbank Capital in the US. Prior to Softbank, Mr. Singer held a number of senior roles at AOL including Chief Operating Officer of AOL Studios, Chief Operating Officer for ICQ (instant messaging) and Senior Vice President of Emerging Products. Prior to AOL, he was a founder of the Washington Post Online Service (now WashingtonPost.com) and a Consultant with Bain & Company. Mr. Singer has served on a number of business, charitable and educational boards including DoubleClick, Motley Fool Company, Kennedy Center for the Performing Arts (International Committee), Queen’s University School of Business, and Upper Canada College. His current board work includes The Langley School and ‘‘Warriors to Cyber Warriors’’ which focuses on providing distance learning training in the field of cybersecurity to wounded veterans. He was named one of Washingtonian Magazine’s 2013 ‘‘Tech Titans’’. He has also funded pioneering research in autism with the Children’s National Medical Center and Stanford University.

Mr. Singer holds an MBA from Harvard University, as well as an LLB, MA in Philosophy, BA with Distinction in Philosophy, and a Bachelor of Commerce (Honours) from Queen’s University in Canada. He is also a recipient of the Tricolour award at Queen’s University.

Frederick Singer , , , CEO of Echo360

Mr. Snyder retired as President and CEO of TransAlta Corporation on January 1, 2012, a position he held since 1996. Previously, he was President & CEO of Noma Industries Ltd., GE Canada Inc., and Camco, Inc. He is co-chair of the Calgary Stampede Foundation Campaign and a Director of the Canadian Stem Cell Foundation, CCEMC and Anaergia Inc. He is Honorary counsel (Calgary) for the Government of New Zealand. Mr. Snyder was also a member of the Board of TransAlta Corporation until January 1, 2012 and is a past Director of the Canadian Imperial Bank of Commerce. He is the past Chair of the following organizations: Alberta Secretariat for Action on Homelessness, the Calgary Committee to End Homelessness, the Calgary Homeless Foundation, the Canada-Alberta ecoEnergy Carbon Capture & Storage Task Force, the Conference Board of Canada, the Calgary Zoological Society, the Canadian Electrical Association, the United Way Campaign of Calgary and Area, and the Calgary Zoo’s ‘‘Destination Africa’’ capital campaign. He was awarded the Alberta Centennial Medal in 2005, the Conference Board of Canada 2008 Honorary Associate Award, the Chamber of Commerce Sherrold Moore Award of Excellence in 2009, the Canadian Energy Person of the Year Award by the Energy Council of Canada in 2010 and was Alberta Oil magazine’s CEO of the year for 2011.

Mr. Snyder holds a Bachelor of Science in chemical engineering from Queen’s University (Kingston) as well as a master of business administration from the University of Western Ontario. In addition, he has honorary degrees from the University of Calgary (LLD), and the Southern Alberta Institute of Technology (Bachelor of Applied Technology).

Stephen Snyder , ,

Ms. Stephenson served as the Dean of the Ivey Business School at the Western University from July 2003 until her retirement in September 2013. She worked for more than 30 years in the telecommunications and technology industries, most recently as President and Chief Executive Officer of Lucent Technologies Canada. Ms. Stephenson currently serves on the board of directors for several top Canadian companies and on important government committees. She is the former Chair of the Government of Canada’s Advisory Committee on Senior Level Retention and Compensation, a position she held for more than 10 years. From 2005-2007, Ms. Stephenson served as a Member of the Prime Minister’s Advisory Council on Science and Technology. In 2005, she was inducted into the Hall of Fame of the Canadian Information Productivity Awards. In November 2006, she was appointed by the Federal Government to serve on the Board of Directors of the Vancouver Olympic Games Organizing Committee (VANOC). In 2008, she was inducted into Canada’s Telecommunications Hall of Fame. In 2009, Ms. Stephenson was given one of the highest honours a Canadian civilian can achieve and was appointed an Officer of the Order of Canada for her contributions to the development of our national telecommunications industry and for her work at the Ivey Business School. In 2011, she was ranked one of Canada’s Top 25 Women of Influence. Ms. Stephenson is a graduate of the University of Toronto. She has also completed the Executive Program at the Graduate School of Business Administration, University of California at Berkeley, and the Advanced Management Program at Harvard University. In 2000, she was awarded an honorary doctorate in engineering from Ryerson Polytechnic University. Ms. Stephenson was appointed a member of the Company’s former Advisory Board in 1999 and was previously a member of our Board of Directors in 1999. She has also been a director of the Company’s P&C insurance subsidiaries since 2002.

Carol Stephenson , ,

Mr. Leary is Executive Vice President of TIAA-CREF, a leading financial services provider, and President of the company’s Asset Management business, the organization that oversees TIAA-CREF’s global, multi-boutique investment management business and its affiliated asset management companies. Mr. Leary, who joined TIAA in 2013, has responsibility for the company’s investment strategy, distribution and operations as well as the standalone businesses that comprise TIAA-CREF’s multi-boutique structure which include, among others, TIAA-CREF Asset Management and Nuveen Investments. He leads a highly experienced management team focused on strong investment performance, a history of innovation and client focus across all distribution channels.

Mr. Leary began his career as a lawyer for White & Case in New York, and then moved into the financial services arena with J.P. Morgan & Co., where he led the development of fixed-income derivative applications and investment strategies for pension plans and other investment managers. In the course of more than 20 years in the industry, Mr. Leary helped build AIG Financial Products’ investment business and led all of its client-facing businesses from marketing to distribution globally, and later was CEO of ING Investment Management Americas and ING Insurance U.S. At ING U.S, he was responsible for the investment management, retirement, insurance and annuity businesses, as well as operations, IT, and marketing in the U.S. Mr. Leary serves on the board of AmeriCares, a nonprofit, global health and disasterrelief organization. He is a frequent speaker and/or panelist at numerous industry conferences and has appeared in major financial media. He earned his bachelor’s degree in political science at Union College and his law degree from Fordham University School of Law.

Robert G. Leary , , , Executive Vice President, TIAA-CREF